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World's Longest Living Snake

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Although it is generally accepted that the reticulated python is the world's longest living snake, most length estimates longer than 6.35 m (20 ft 10 in) have been called into question. The largest living snakes in the world, measured either by length or by weight, are various members of the boidae and pythonidae families. In terms of length, in addition to those listed here, there are two other species that may possibly reach a length of 20 feet (6.1 m) or more – the Oenpelli python </div>
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(Morelia oenpelliensis) and the olive python (Liasis olivaceus) – however, the information available about those species is rather limited. They include anacondas, pythons, and boa constrictors, which are all non-venomous constrictors. The longest venomous snake, with a length up to 18.5–18.8 ft (5.6–5.7 m), is the king cobra, It has been suggested that confident length records for the largest snakes must be established from a dead body soon after death, or alternatively from a heavily sedated snake.</div>
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World's Longest Living Snake

Although it is generally accepted that the reticulated python is the world's longest living snake, most length estimates longer than...

Credit card

Unknown 0 card 10:29

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The fractured nature of the U.S. banking system under the Glass–Steagall Act meant that credit cards became an effective way for those who were traveling around the country to move their credit to places where they could not directly use their banking facilities. There are now countless variations on the basic concept of revolving credit for individuals (as issued by banks and honored by a network of financial institutions), including organization-branded credit cards, corporate-user credit cards, store cards and so on.</div>
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In 1966, Barclaycard in the United Kingdom launched the first credit card outside the United States.</div>
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Although credit cards reached very high adoption levels in the US, Canada and the UK in the mid 20th century, many cultures were more cash-oriented, or developed alternative forms of cashless payments, such as Carte bleue or the Eurocard (Germany, France, Switzerland, and others). In these places, adoption of credit cards was initially much slower. Because of strict regulations regarding bank overdrafts, some countries, France in particular, were much faster to develop and adopt chip-based credit cards which are seen as major anti-fraud credit devices. Debit cards and online banking (using either ATMs or PCs[clarification needed]) are used more widely than credit cards in some countries. It took until the 1990s to reach anything like the percentage market penetration levels achieved in the US, Canada, and UK. In some countries, acceptance still remains low as the use of a credit card system depends on the banking system of each country; while in others, a country sometimes had to develop its own credit card network, e.g. UK's Barclaycard and Australia's Bankcard. Japan remains a very cash-oriented society, with credit card adoption being limited mainly to the largest of merchants; although stored value cards (such as telephone cards) are used as alternative currencies, the trend is toward RFID-based systems inside cards, cellphones, and other objects.</div>
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Credit card

The fractured nature of the U.S. banking system under the Glass–Steagall Act meant that credit cards became an effective way for those who ...

Education

Unknown 0 education 10:25

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Technology plays an increasingly significant role in improving access to education for people living in impoverished areas and developing countries. Charities like One Laptop per Child are dedicated to providing infrastructures through which the disadvantaged may access educational materials.</div>
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The OLPC foundation, a group out of MIT Media Lab and supported by several major corporations, has a stated mission to develop a $100 laptop for delivering educational software. The laptops were widely available as of 2008. They are sold at cost or given away based on donations.</div>
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In Africa, the New Partnership for Africa's Development (NEPAD) has launched an "e-school program" to provide all 600,000 primary and high schools with computer equipment, learning materials and internet access within 10 years.[38] An International Development Agency project called nabuur.com, started with the support of former American President Bill Clinton, uses the Internet to allow co-operation by individuals on issues of social development.</div>
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Pakistan is developing technologies that will bypass land-based telephone and Internet infrastructure to deliver distance learning directly to its students. In 2004, the Indian Space Research Organisation launched EDUSAT, a communications satellite providing access to educational materials that can reach more of the country's population at a greatly reduced cost.<br />
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Education

Technology plays an increasingly significant role in improving access to education for people living in impoverished areas and developing c...

Life Insurance

Unknown 0 insurance 10:21

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<b>Life insurance</b> provides a monetary benefit to a decedent's family or other designated beneficiary, and may specifically provide for income to an insured person's family, burial, funeral and other final expenses. <b>Life insurance</b> <b>policies</b> often allow the option of having the proceeds paid to the beneficiary either in a lump sum cash payment or an annuity. In most states, a person cannot purchase a policy on another person without their knowledge.</div>
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Annuities provide a stream of payments and are generally classified as insurance because they are issued by <b>insurance companies</b>, are regulated as insurance, and require the same kinds of actuarial and investment management expertise that <b>life insurance requires</b>. Annuities and pensions that pay a benefit for life are sometimes regarded as insurance against the possibility that a retiree will outlive his or her financial resources. In that sense, they are the complement of life insurance and, from an underwriting perspective, are the mirror image of life insurance.</div>
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Certain <b>life insurance</b> contracts accumulate cash values, which may be taken by the insured if the policy is surrendered or which may be borrowed against. Some policies, such as annuities and endowment policies, are financial instruments to accumulate or liquidate wealth when it is needed.</div>
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In many countries, such as the United States and the UK, the tax law provides that the interest on this cash value is not taxable under certain circumstances. This leads to widespread use of <b>life insurance</b> as a tax-efficient method of saving as well as protection in the event of early death.<br />
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In the United States, the tax on interest income on life <b>insurance policies</b> and annuities is generally deferred. However, in some cases the benefit derived from tax deferral may be offset by a low return. This depends upon the <b>insuring company</b>, the type of policy and other variables (mortality, market return, etc.). Moreover, other income tax saving vehicles (e.g., IRAs, 401(k) plans, Roth IRAs) may be better alternatives for value accumulation.</div>

Life Insurance

Life insurance provides a monetary benefit to a decedent's family or other designated beneficiary, and may specifically provide fo...